How do you get a home loan in Ontario? Our process always begins with research. We need to understand your credit, debt and income situation to best place your loan. Every home loan in Ontario is different, and if you work with a firm that skips the research phase you may be turned down. But here is the worst part. You may be completely qualified for the loan.

How can you be qualified for a loan, and still be turned down? It is simple, a lesser firm may submit your loan to the wrong bank or lending institution. Every bank has their own requirements. If for example you would are required by a bank to submit five forms and you only submit three, is it any surprise that you would be turned down? I don’t think so.

It takes experience and attention to detail to be able to do the up front work with you so that you can secure the right home loan in Ontario California. Stop by our Ontario mortgage offices to discuss your unique Ontario mortgage needs.

We all love success stories, and at Greystone Loans we love being a part of them. We are in the fortunate position to work with excellent people who just need a little help to get into the Ontario home loan of their dreams. Our experience has shown us that it is never a slam dunk when working with banks and lending institutions. There is always something we need to work when helping buyers secure quality home loans at great rates.

I remember working with a Single Mom who had two great girls. They were looking for a place they could call home not far from the intersection of East Holt Ave and North Monterey Ave.

It wasn’t just a place to live, it was going to be their home. But first we had to take care of some credit issues for them to get an Ontario home loan. Nothing extreme like most buyers. There were just some items to take care of prior to submitting them to a bank. Like most clients that we work with, we were able to help this family secure their new home. If you need help finding the right home loan, we suggest you stop by our Ontario home loan offices to talk.

Fannie Mae is a great program, but people with 620 credit scores aren’t welcome.  Not everyone can have a 700+ FICO score.

We work with many clients that to bring up their scores.  Some we are really happy to get them to a 620 credit score.  For many clients, that is the best that they can do.  620 is their top, and with a 620 score they can’t get a loan at Fannie Mae.  They can get one at FHA, and we work with many clients to get their Ontario FHA loan.

Visit Greystone Loans at www.GSLoans.com to find out more.

Many of our clients need help with their credit before they can buy or refinance a home.  Lending standards have tightened.  Someone who would easily qualify just a year or two ago is having trouble qualifying today.

Greystone Loans have worked hand in hand with clients for over 15 years.  We know how to help people clean up their credit, so that they’ll be in a better position to qualify for a loan.

We typically use our five best insider secrets to help Ontario residents repair their credit.  If you’re looking for Ontario credit repair, pick up the phone and give us a call  at 800-500-5332.

I worked just a short time ago with a couple the lives close by here in Ontario, CA.  They live near San Antonio Park at the corner of N. San Antonio and W. D Street.  They had refinanced once before, but like so many today their credit and finances have deteriorated in the last year.  We worked with them improving the FICO score by more than 50 points.  That was just enough, to refinance their Ontario home again.

If you are looking for an Ontario refinance company, please give Greystone Loans a call (909) 467-1090.  We’ve been in Ontario for the last 15 years, and are located on Mountain at W. G street.